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Resume Example

Mortgage Loan Officer Resume Example

Show loan production, approval quality, and client guidance. This sample focuses on pipeline performance.

Executive Sidebar

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Keywords

Loan originationPre-qualificationCredit analysisMortgage regulationsPipeline managementRate lock managementUnderwriting coordinationCRM systems

Sample bullets

  • Originated $28M in loans with 98% file quality and zero compliance findings.
  • Improved approval rate by 15% through tighter pre-qualification.
  • Reduced closing cycle time from 32 to 24 days by coordinating documentation early.

Soft skills

  • Consultative selling
  • Attention to detail
  • Communication
  • Relationship management

Certifications

  • NMLS License
  • Mortgage Loan Originator License

Why this works

  • Shows strong production volume and approval rates.
  • Highlights speed and compliance discipline.
  • Demonstrates consultative client support.

Step-by-Step Guide

How to Write a Mortgage Loan Officer Resume

1

Highlight Lending Production

Feature loan volume, funded units, and production rankings. Include loan types originated (conventional, FHA, VA, jumbo) and average loan amounts.

2

Showcase Client Development Skills

Demonstrate referral partner relationships, lead generation strategies, and client retention. Include builder and realtor relationships developed.

3

Quantify Performance Metrics

Use metrics like pull-through rates, turn times, and customer satisfaction scores. Show consistent production and performance rankings.

4

Include Compliance and Regulatory Knowledge

Highlight NMLS licensing, TRID compliance, and fair lending expertise. Include experience with underwriting guidelines and program changes.

5

Demonstrate Market Knowledge

Include geographic market expertise, rate environment adaptation, and product knowledge. Show ability to structure complex transactions.

Summary Examples

Good vs. Bad Resume Summaries

✓ Good

NMLS-licensed Mortgage Loan Officer with $65M+ annual production over 8 years. Closed 180+ units in 2024 ranking top 5% nationally. Maintain 95% pull-through rate and 12-day average close. Developed 25+ realtor relationships generating 60% of referrals.

Shows volume, rankings, efficiency metrics, and referral network.

✓ Good

Senior Loan Officer specializing in jumbo and portfolio lending. $45M annual production with average loan size $850K. 98% client satisfaction and 40% repeat/referral business. Expert in self-employed and complex income documentation.

Specialty focus, loan size, satisfaction, and expertise areas.

✗ Bad

Mortgage loan officer with NMLS license. Experience with conventional and FHA loans.

Too basic, no production metrics, doesn't show performance.

✗ Bad

Seeking loan officer position. Good with numbers and customer service oriented.

No mortgage experience demonstrated, generic skills only.

Action Verbs

Power Words for Mortgage Loan Officer Resumes

OriginatedClosedFundedGeneratedDevelopedMaintainedAchievedBuiltStructuredAnalyzedCounseledGuidedQualifiedProcessedManagedExceededRankedCultivatedConvertedRetained

Common Mistakes

What to Avoid

  • Not specifying loan volume and unit production
  • Missing pull-through rate and efficiency metrics
  • Omitting referral partner relationships
  • Being vague about loan types and specializations
  • Not showing rankings and performance comparisons
  • Missing client satisfaction and retention data

Salary ranges

LevelUSEUCanada
EntryUSD 60,000-80,000EUR 41,400-55,100CAD 69,600-92,800
MidUSD 80,000-120,000EUR 55,100-82,800CAD 92,800-139,200
SeniorUSD 120,000-180,000EUR 82,800-124,100CAD 139,200-208,800

Market themes

  • Commission drives top earnings in growth markets

US hot markets

  • California
  • Texas
  • Florida
  • New York
  • Arizona

EU hot markets

  • London
  • Dublin
  • Amsterdam

Canada hot markets

  • Toronto
  • Vancouver

FAQ

Common questions about this role

What should mortgage loan officers emphasize?

Loan volume, approval rate, and compliance accuracy.

Which metrics stand out?

Pipeline volume, close rate, and time-to-close.

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