Resume Example
Credit Manager Resume Example
Show credit policy leadership, collections strategy, and DSO improvement. This sample focuses on risk control.
Executive Sidebar
Professional two-column layout with elegant olive sidebar. Perfect for senior roles.
Keywords
Sample bullets
- Reduced DSO from 52 to 41 days through policy changes.
- Cut bad debt expense by 18% with tighter credit controls.
- Led a 6-person team to 95% on-time collections.
Soft skills
- Leadership
- Negotiation
- Risk judgment
- Stakeholder management
Certifications
- NACM CCE
- CICP
- CFA Level I
Why this works
- Highlights reductions in bad debt and DSO.
- Shows policy governance and team leadership.
- Demonstrates strong cross-functional coordination.
Step-by-Step Guide
How to Write a Credit Manager Resume
Highlight Credit Leadership
Feature years of credit management, team size, and portfolio scope. Include credit policy development and approval authority.
Showcase Risk Management
Demonstrate experience with credit policy, risk appetite, and portfolio optimization. Include bad debt management and reserves.
Quantify Portfolio Performance
Use metrics like DSO, bad debt percentage, and credit loss rates. Show improvements achieved under your leadership.
Include Customer Relationships
Highlight experience balancing risk management with sales support. Include strategic customer negotiations.
Demonstrate Strategic Impact
Include experience with credit automation, scoring models, and cross-functional collaboration. Show business partnership.
Summary Examples
Good vs. Bad Resume Summaries
“Credit Manager leading 8-person team managing $200M trade receivables portfolio. Reduced bad debt expense from 1.2% to 0.4% of sales. Approval authority to $2M. Implemented credit scoring reducing review time 50%.”
Shows team size, portfolio, bad debt improvement, authority, and automation.
“Director of Credit with 15 years in wholesale distribution. Oversee credit for 10,000+ customer accounts totaling $500M exposure. Maintained 99.5% collection rate during economic downturn. Led integration of 3 acquired company portfolios.”
Industry context, account scale, recession performance, and M&A integration.
“Credit manager with experience overseeing credit team. Focus on reducing bad debt.”
Too generic, no portfolio size or metrics, vague about achievements.
“Senior credit analyst seeking management position. Strong analytical background.”
No management experience demonstrated.
Action Verbs
Power Words for Credit Manager Resumes
Common Mistakes
What to Avoid
- ✗Not specifying team size and portfolio exposure
- ✗Missing bad debt and collection metrics
- ✗Omitting approval authority and decision volume
- ✗Being vague about credit policy experience
- ✗Not showing sales collaboration and customer focus
- ✗Missing automation and process improvements
Salary ranges
| Level | US | EU | Canada |
|---|---|---|---|
| Manager | USD 85,000-120,000 | EUR 58,600-82,800 | CAD 98,600-139,200 |
| Director | USD 115,000-160,000 | EUR 79,400-110,400 | CAD 133,400-185,600 |
US hot markets
- New York
- Charlotte
- Chicago
- Dallas
EU hot markets
- London
- Frankfurt
- Amsterdam
Canada hot markets
- Toronto
- Vancouver
FAQ
Common questions about this role
What should credit managers emphasize?
DSO improvement, bad debt reduction, and policy leadership.
Which metrics help most?
DSO, bad debt expense, and collection performance.
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